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Whether you've spent years saving and preparing to buy a home or you're unsure if you can afford it, the questions surrounding home ownership can feel endless. If you already own or have owned a home in the past, you can by-pass this section and contact me immediately. You can find the answers - and peace of mind - by working with me. In the meantime, here is what you need to do get started: 

Use a real estate professional

• An important first step is selecting a Realtor® to help you find your dream home.  Working with me as your Buyer’s Agent is the best decision you will make!   Call me to schedule a time to discuss the process in complete detail.

Get Pre-qualified for a home loan

• You'll want to get prequalified for a mortgage loan, which determines how much you can afford.  Some Buyers choose to buy as much home as allowed while others are more conservative.  The decision of “how much house to buy” requires an honest and frank discussion and assessment of your finances. Being pre-qualified allows you to move swiftly when we find the right home, especially if/when there are other interested Buyers for the property. It also indicates to the Seller that you are serious and can afford to buy the property.  I will help you in this part of the process as well. 

Outline what you want

• The next step in home buying is to create a realistic idea of the home you'd like to own. What features are most important to you? Make two lists: one with the items you can't live without and one with the features you would enjoy. Refine the lists as you house-hunt.

Visit properties & rate the homes on your tour

• Now we’re ready to view properties. I will provide you with reports of homes/neighborhoods we are viewing so you can keep track of the homes you see.  After touring each home, write down what you liked and didn't like.  Keep this list handy so you can refer back to it as needed.  When we locate “the perfect home” for you, we need to verify with the local Sherriff if there are any registered sex offenders nearby. This is crucial.

Make an offer

• Once we’ve pinpointed your dream house, it's time to get serious about the financial and contractual side of the purchase. I will help guide you through the entire process.

Arrange for a home inspection

• After your offer is accepted, set up a home inspection. This is an important part of the process so that you can feel confident about the structural & mechanical integrity of the home.  The contract may need to be re-negotiated if the inspector finds something during the inspection.  I will help you with this process and together we will conduct a “walk-through” of the property prior to closing, so that we can verify any requests to remedy have been completed. 

Close on your new home

• This is about a one hour procedure where you officially become the new owner.  I will thoroughly review everything with you prior to the closing...so you will know exactly what to expect at the closing.